⭐ Personal Loans Texas —
Personal Loans in Texas —
All Cities — Bad Credit OK
Serving Houston, Dallas, San Antonio, Austin, Fort Worth, El Paso, and all 254 Texas counties. Scores from 500 accepted. Apply free in 2 minutes — same-day deposit to any Texas bank.
Apply Now — Texas Residents Welcome →
✓ All TX cities served · ✓ Scores from 500 · ✓ No hard pull · ✓ Same-day deposit
Home › Personal Loans Texas
Last updated: · Reviewed by Money247 Editorial Team
Texas is the second largest state in America — and one of the fastest growing economies in the country. Money247.com connects Texas residents across all 254 counties with 300+ lenders offering personal loans up to $50,000. From Houston and Dallas to San Antonio, Austin, and small towns across the Lone Star State, same-day funding is available for approved borrowers. Bad credit accepted. Scores from 500. 100% online — no branch visit required.
Texas Cities We Serve
Every city and community across all 254 Texas counties.
🏙️
Houston — Texas's Largest City
✓ All Houston neighborhoods, suburbs, and Harris County
🌆
Dallas and Fort Worth — DFW Metroplex
✓ All DFW cities, suburbs, and surrounding counties
🌵
San Antonio — Military City USA
✓ San Antonio, Bexar County, and surrounding areas
🎸
Austin — State Capital and Tech Hub
✓ Austin, Travis County, and the greater metro
🌊
El Paso, Lubbock, and Amarillo
✓ West Texas and Panhandle fully served
🐄
Corpus Christi, Waco, and Abilene
✓ Central and South Texas covered
⭐
All 254 Texas Counties
✓ Every city, town, and rural community in TX
Texas Personal Loan Facts
📋 What Texas Borrowers Should Know
State:
Texas — The Lone Star State
Largest City:
Houston (pop. ~2.3 million)
Loan Amounts:
$500 to $50,000 for Texas residents
Min Credit Score:
500+ at most lenders — income-only options available
Funding Speed:
Same-day deposit to any Texas bank — apply before 2 PM weekday
Application:
100% online — no branch visit required
Major Industries:
Oil and gas, technology, healthcare, military, agriculture, manufacturing
Texas Counties:
254 counties — most counties of any US state — all served
Texas City Pages
Looking for your specific Texas city? We have dedicated pages for the largest cities.
Key Facts — Texas Personal Loans
$500–$50KAvailable for Texas residents
500+Minimum credit score accepted
Same DayDeposit to any Texas bank
254Texas counties all served
What Texas Residents Use Personal Loans For
Any personal need — no restrictions on how you use the funds.
❄️
AC Repair — Texas Summers Are No Joke
✓ Emergency HVAC repair funded same day
🌊
Storm and Flood Damage Repair
✓ Texas weather emergencies covered immediately
🚗
Vehicle Repair or Purchase
✓ Transportation is essential across Texas
🏠
Home Improvement and Repairs
✓ Any home project or emergency repair
💳
Debt Consolidation
✓ Combine multiple high-rate debts into one payment
🏥
Medical Bills and Emergencies
✓ Cover urgent healthcare costs today
🎓
Education — UT, Texas A&M, and More
✓ College costs, trade school, and certification fees
🎉
Major Life Events
✓ Weddings, moving, vacations, and celebrations
Best Personal Loan Lenders in Texas —
⭐ #1 Best Texas Personal Loan — Money247
Money247 — Texas Loan Network
Best in TexasAll TX Cities
500+Min Score
$50KMax Loan
Same DayDeposit
Why it's #1 in Texas: One application reaches 300+ lenders all serving Texas residents — from Houston and Dallas to every corner of the Lone Star State. Bad credit accepted from 500+. Same-day deposit to any Texas bank. Soft check only. Gig workers, oil and gas workers, military, and self-employed all accepted.
All 254 Texas counties served
Houston and Dallas specialists
Oil and gas income accepted
Military and VA income OK
Scores from 500 accepted
Same-day deposit available
Soft check only
300+ lenders compete
Apply Now — Texas Residents Welcome →
🥈 #2 Best — Texas Bad Credit Specialists
Texas Bad Credit — Income-Based Approval
Bad Credit OKIncome-Based
NoneMin Score
$10KMax Loan
Same DayDeposit
Why it's #2: No minimum credit score for Texas residents. Income-only approval based on bank deposits. Any regular income qualifies — employment, oil and gas, Social Security, gig work, or benefits. Same-day deposit to any Texas bank. All Texas cities and counties served.
No minimum credit score
Income-only approval
Oil and gas income accepted
All Texas cities served
Same-day deposit available
Apply — Texas, Any Credit Score →
🥉 #3 Best — Large Personal Loans for Texas Residents
Large Texas Personal Loans — Up to $50K
Up to $50K550+ Score
550+Min Score
$50KMax Loan
Same DayDeposit
Why it's #3: Texas residents with a 550+ score and verifiable income qualify for up to $50,000. Texas has one of the strongest job markets in America — strong employment income means higher qualifying amounts. Up to 60-month repayment keeps payments manageable.
Up to $50,000 for Texas residents
550+ score accepted
Strong Texas income qualifies
Up to 60-month repayment
Same-day deposit available
Apply for Large Texas Loan →
Frequently Asked Questions — Texas
Can I get a personal loan in Texas with bad credit?+
Yes. Many online lenders offer personal loans to Texas residents with bad credit and scores as low as 500. Apply free at Money247.com to see competing offers without affecting your credit score. Same-day deposit available to any Texas bank account. All 254 Texas counties served.
Does oil and gas income qualify for a personal loan in Texas?+
Yes. Oil and gas employment income, royalty payments, and contractor earnings all qualify as income for personal loan applications. Bank statements showing regular deposits from oil and gas work are accepted as income proof. Texas energy workers are fully eligible through Money247.com.
Can military service members in Texas get personal loans?+
Yes. Military income from bases including Fort Sam Houston, Joint Base San Antonio, Fort Hood, Fort Bliss, and all Texas installations is accepted as qualifying income. VA disability payments and military retirement income also fully accepted. Serving all military communities across Texas.
How fast can I get a personal loan in Texas?+
Apply before 2 PM on a weekday at Money247.com and receive funds via same-day direct deposit to any Texas bank account. The application takes 2 minutes. Decisions arrive within minutes. Total time from application to funded is often under 4 hours.
Will applying affect my credit score?+
No. Checking your rate at Money247.com uses only a soft credit inquiry which does NOT affect your credit score.
Texas Residents — Apply Free Now
One 2-minute application. All 254 Texas counties served. Bad credit accepted. No hard pull. Same-day deposit to any Texas bank. 300+ lenders competing for your loan.
Apply Free — Texas Residents Welcome →
Texas City Pages
Disclaimer: Money247.com is a loan matching service, not a direct lender. Loan approval is not guaranteed. Rates and terms vary by lender. Available in Texas subject to lender eligibility requirements.
Texas Residents —
Apply Free in 2 Minutes
All 254 Texas counties. Bad credit OK. No hard pull. Same-day deposit to any Texas bank. 300+ lenders competing for your loan right now.
Apply Now — Texas Residents Welcome →
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