🌎 Loans for Immigrants —
Loans for Immigrants —
ITIN and Green Card OK
ITIN, green card, work visa, and EAD all accepted. No Social Security Number required at many lenders. Bad credit OK. Apply free in 2 minutes — same-day funding available.
Apply Now — ITIN and Green Card OK →
✓ ITIN accepted · ✓ No SSN required at many lenders · ✓ No hard pull · ✓ Same-day funding
Home › Loans for Immigrants
Last updated: · Reviewed by Money247 Editorial Team
Immigrants — documented and undocumented — have more loan options than most people realize. Many online lenders accept ITIN numbers in place of Social Security Numbers. Permanent residents, visa holders, DACA recipients, and green card holders are all eligible at many lenders. Income and ability to repay matter far more than citizenship status. Apply free in 2 minutes — no SSN required at many lenders.
Identification Documents That Qualify
Any of these documents can qualify you for a personal loan at many online lenders.
📄
ITIN Number (Individual Taxpayer ID)
✓ Accepted at many online lenders instead of SSN
🟢
Green Card (Permanent Resident)
✓ Full loan access — same as US citizens at most lenders
💼
Work Visa (H-1B, H-2A, L-1, O-1)
✓ Employment-based visa holders fully eligible
🪪
EAD — Employment Authorization Document
✓ Work authorization card accepted as ID
🌟
DACA Recipients
✓ DACA EAD accepted at select lenders
🏛️
SSN — Social Security Number
✓ Full access to all 300+ lenders
Key Facts — Immigrant Personal Loans
ITINAccepted at many lenders — no SSN needed
500+Minimum credit score accepted
Same DayFunding available weekdays
$500–$35KAvailable loan amounts
Best Lenders for Immigrants —
All lenders below accept ITIN, green card, and non-citizen borrowers.
⭐ #1 Best for Immigrants — Money247 Top Pick
Money247 Immigrant Loan Network
Best OverallITIN Accepted
ITINID Accepted
$35KMax Amount
Same DayFunding
Why it's #1: One application reaches 300+ lenders — many of whom accept ITIN numbers, green cards, work visas, and EADs in place of SSNs. The application automatically matches you with lenders who serve your specific immigration status. Bad credit accepted. Soft check only.
ITIN accepted at many lenders
Green card fully accepted
Work visa borrowers eligible
DACA EAD accepted at select lenders
Bad credit accepted
Soft check only
Same-day deposit
All 50 states served
Apply Now — ITIN and Green Card OK →
🥈 #2 Best — ITIN Income-Only Loans
ITIN Income-Only Personal Loans
ITIN OnlyNo SSN Needed
NoneMin Score
$10KMax Amount
24 HrsFunding
Why it's #2: No SSN and no minimum credit score. ITIN and proof of income is all that is required. Best for recently arrived immigrants with limited US credit history who have stable employment income.
No SSN required
ITIN is sufficient
No minimum credit score
Income-only approval
Same-day deposit available
Apply — ITIN Only, No SSN Needed →
🥉 #3 Best — Large Loans for Green Card Holders
Large Loans — Permanent Residents
Up to $35KGreen Card OK
550+Min Score
$35KMax Amount
Same DayFunding
Why it's #3: Green card holders and permanent residents with a 550+ score and verifiable income can qualify for larger loan amounts up to $35,000 — the same terms available to US citizens.
Green card same as US citizen
Up to $35,000 available
550+ score accepted
Same-day deposit
Apply — Green Card Holders Welcome →
Frequently Asked Questions
Can immigrants get personal loans in the US?+
Yes. Many online lenders accept immigrants with ITIN numbers, green cards, work visas, and EADs. Some lenders do not require a Social Security Number at all. Apply free at Money247.com to see which lenders in your state accept your specific immigration status.
Can I get a loan with an ITIN number?+
Yes. Many online lenders accept ITIN numbers instead of Social Security Numbers for loan applications. Your ITIN plus proof of income and a US bank account is typically sufficient to apply. Apply free at Money247.com to see your options.
Do I need a Social Security Number to get a loan?+
Not always. Many online lenders accept ITIN numbers, green cards, and work authorization documents in place of an SSN. Apply free at Money247.com to see your options without affecting your credit score. Green card holders typically have the same full loan access as US citizens.
Can DACA recipients get personal loans?+
Yes, at select lenders. DACA recipients with an EAD, ITIN, and verifiable US income can qualify at some online lenders. Apply at Money247.com to see which lenders in your state accept DACA status. Approval depends on income, credit, and state regulations.
Will applying affect my credit score?+
No. Checking your rate at Money247.com uses only a soft credit inquiry which does NOT affect your credit score.
Immigrants Welcome — Apply Free Now
ITIN, green card, work visa, and EAD all accepted. No SSN required at many lenders. Bad credit OK. No hard pull. Same-day funding available.
Apply Free — ITIN and Green Card OK →
Related Loan Options
Disclaimer: Money247.com is a loan matching service, not a direct lender. Loan approval is not guaranteed. ITIN and non-citizen loan availability varies by lender and state. Rates and terms vary by lender.
Immigrants Welcome —
ITIN and Green Card Accepted
No SSN required at many lenders. Bad credit OK. No hard pull. Apply free in 2 minutes. Same-day funding available nationwide.
Apply Now — ITIN and Green Card OK →
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