✦ Updated  ·  Felony Record Does Not Disqualify You  ·  Income-Based Approval  ·  Same-Day Funding
🔄 Loans for Felons — Fresh Start —

Loans for Felons —
Your Past Does Not Define Your Future

A felony record does not disqualify you from getting a personal loan. Online lenders approve based on current income — not criminal history. Apply free in 2 minutes — same-day funding available.

Apply Now — Income-Based Approval →
✓ Felony record OK  ·  ✓ Income-based  ·  ✓ No hard pull  ·  ✓ Same-day funding
🔄 Fresh Start Available
💰 Income-Based
✅ Bad Credit OK
⚡ Same-Day Funding
🆓 Free to Apply
Home › Loans for Felons
Last updated: · Reviewed by Money247 Editorial Team
Personal loan applications do not ask about criminal history — only income and credit. Online lenders through Money247.com approve based on your current income and ability to repay. A felony conviction does not appear on a standard loan application and does not disqualify you. What matters is that you have regular income today. Bad credit accepted. Apply free in 2 minutes.
What Felons Can Use a Personal Loan For
Any personal need — build a fresh start with whatever you need most.
🏠
Housing — Deposit and First Month Rent
✓ Get into stable housing immediately
🚗
Car Purchase or Repair
✓ Transportation to work is essential
💼
Work Tools and Equipment
✓ Tools, uniform, and work startup costs
📚
Education and Certifications
✓ Vocational training and licensing fees
🏥
Medical or Emergency Expenses
✓ Any urgent personal expense covered
💰
Any Fresh Start Expense
✓ Whatever you need to rebuild your life
Key Facts — Loans for Felons
Not AskedCriminal history on loan applications
IncomeIs what lenders actually care about
Same DayFunding available weekdays
$500–$15KAvailable loan amounts
Best Lenders for Felons —
⭐ #1 Best for Felons — Money247 Top Pick
Money247 — Income-Based Approval Network
Income-BasedNo Criminal Check
★★★★★
4.9 / 5
NoneCriminal Check
$15KMax Amount
Same DayFunding
Why it's #1: Personal loan applications do not ask about criminal history. One application reaches 300+ lenders who evaluate only your current income and credit profile. Your felony conviction is not part of the application. What you do now matters more than what happened in the past.
Criminal history not on application Income-based approval Bad credit accepted Same-day deposit Soft check only 300+ lenders compete Fresh start financing All 50 states served
Apply Now — Income Is What Matters →
🥈 #2 Best — No Credit Score, Just Income
Income-Only — No Score, No Criminal Check
No Score NeededIncome Only
★★★★★
4.8 / 5
NoneMin Score
$5KMax Amount
Same DayFunding
Why it's #2: No minimum credit score and no criminal background check. Bank account deposits from any income source are the only approval criteria. Best for felons who also have bad credit and need the widest possible path to approval.
No criminal background check No minimum credit score Bank deposits only criteria Same-day deposit available
Apply — Income Is All That Matters →
Frequently Asked Questions
Can felons get personal loans?+
Yes. Personal loan applications do not ask about criminal history. Lenders evaluate your current income and credit profile — not your criminal record. A felony conviction is not part of the standard loan application process. Apply free at Money247.com to see your options based on your current income.
Do loan applications ask about felony convictions?+
No. Standard personal loan applications from online lenders ask only about your income, employment, bank account, and credit history. Criminal history is not asked and does not appear in the standard loan application process.
What income do felons need to qualify for a loan?+
Any regular income qualifies — employment, benefits, gig work, or any consistent bank deposits. Even modest income of $800 to $1,000 per month can qualify for small loans of $500 to $2,000. The more consistent your income deposits the stronger your application.
Will applying affect my credit score?+
No. Checking your rate at Money247.com uses only a soft credit inquiry which does NOT affect your credit score.

Fresh Start — Apply Free Now

Criminal history is not on the application. Income-based approval. Bad credit OK. No hard pull. Same-day deposit available. Your future starts today.

Apply Free — Income Is What Matters → Related Loan Options
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Disclaimer: Money247.com is a loan matching service, not a direct lender. Loan approval is not guaranteed. Rates and terms vary by lender. Criminal history is not part of standard personal loan applications.

Your Past Does Not Define You —
Your Income Does

Criminal history is not on the application. Income-based approval. Bad credit OK. No hard pull. Same-day funding available. Your fresh start begins today.

Apply Now — Income Is What Matters →
By clicking you agree to our Terms of Use and Privacy Policy. Money247.com is a loan matching service, not a direct lender. Loan approval is not guaranteed.