✦ Updated  ·  Funeral Loans — Same-Day Funding  ·  Bad Credit OK  ·  We Are Here to Help
🕊️ Funeral Loans —

Funeral Loans —
Cover Costs Today

We are sorry for your loss. We are here to help cover funeral and burial costs immediately. Bad credit OK. Apply free in 2 minutes — same-day funding so you can focus on what matters.

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✓ Same-day deposit  ·  ✓ Bad credit OK  ·  ✓ No hard pull  ·  ✓ 2-minute application
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✅ Bad Credit OK
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Home › Funeral Loans
Last updated: · Reviewed by Money247 Editorial Team
Losing someone you love is devastating — and the financial burden of funeral costs should not make it harder. The average funeral in the United States costs $7,000 to $12,000. A funeral personal loan lets you cover every cost immediately and repay over 12 to 36 months in fixed monthly installments. Bad credit accepted. Same-day funding available. Apply free in 2 minutes so you can focus on your family.
Funeral and Burial Expenses You Can Cover
A funeral loan covers every cost — no restrictions on how you use the funds.
🏛️
Funeral Home Services
✓ All funeral home fees and arrangements
⚰️
Casket or Urn
✓ Traditional burial or cremation
🌿
Cemetery Plot and Burial
✓ Plot, opening and closing fees
🪦
Headstone or Grave Marker
✓ Memorial marker costs covered
💐
Flowers and Memorial Service
✓ Flowers, programs, and service costs
✈️
Travel for Family Members
✓ Travel costs to attend the service
🍽️
Reception and Repast
✓ Food and gathering after the service
📋
Death Certificates and Admin
✓ Legal and administrative costs
Key Facts — Funeral Loans
$1K–$15KTypical funeral loan amounts
500+Minimum credit score accepted
Same DayFunding available weekdays
12–36 MoFixed monthly repayment terms
Best Funeral Loan Lenders —
⭐ #1 Best Funeral Loan — Money247 Top Pick
Money247 — Funeral Loan Network
Same-Day FundingBad Credit OK
★★★★★
4.9 / 5
500+Min Score
$15KMax Amount
Same DayFunding
Why it's #1: One application reaches 300+ lenders for funeral financing. Bad credit accepted. Same-day deposit so you can pay the funeral home immediately. Fixed monthly payments over 12 to 36 months spread the cost over time while you grieve without financial pressure.
Same-day funeral funding Scores from 500 accepted All funeral costs covered Fixed monthly payments Soft check only 300+ lenders compete No collateral required All 50 states served
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🥈 #2 Best — Funeral Loan No Credit Score
Income-Only Funeral Loans — No Score
No Min ScoreAny Income
★★★★★
4.8 / 5
NoneMin Score
$7KMax Amount
Same DayFunding
Why it's #2: No minimum credit score. Any regular income qualifies. Same-day deposit available. When you are grieving the last thing you need is a loan rejection. This option approves based on income alone with no credit score barrier.
No minimum credit score Any income source accepted Same-day deposit available Fast compassionate process
Apply — Funeral Loan Any Credit Score →
Frequently Asked Questions
Can I get a funeral loan with bad credit?+
Yes. Many online lenders offer funeral personal loans for bad credit borrowers with scores as low as 500. Apply free at Money247.com — same-day deposit available so you can pay the funeral home today. The application takes 2 minutes.
How fast can I get a funeral loan?+
Apply before 2 PM on a weekday at Money247.com and receive funds the same day via direct deposit. The application takes 2 minutes. You can pay the funeral home the same day you apply.
How much does a funeral loan cost per month?+
A $7,000 funeral loan at 36% APR over 24 months costs approximately $395 per month. Over 36 months the same loan costs approximately $293 per month. Use the free loan calculator at money247.com/loan-calculator.html for exact figures based on your specific offer.
Will applying affect my credit score?+
No. Checking your rate at Money247.com uses only a soft credit inquiry which does NOT affect your credit score.

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One free 2-minute application. 300+ lenders. Bad credit accepted. No hard pull. Same-day deposit. Fixed monthly payments so you can focus on your family.

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Disclaimer: Money247.com is a loan matching service, not a direct lender. Loan approval is not guaranteed. Rates and terms vary by lender. We extend our deepest condolences during this difficult time.

We Are Here to Help —
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Cover all funeral costs today. Bad credit OK. No hard pull. Same-day deposit available. Fixed monthly payments. Focus on your family — we'll handle the rest.

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