✦ Updated  ·  Dental Work Financed  ·  Any Procedure  ·  Same-Day Funding
🦷 Dental Loans —

Dental Loans
Finance Your Dental Work Fast

Need money for dental work? Crowns, implants, root canals, braces, or emergency dental care. Apply free in 2 minutes. Bad credit OK. Same-day funding available.

Get My Dental Loan Now →
✓ Bad credit OK  ·  ✓ No hard pull  ·  ✓ Same-day funding  ·  ✓ Apply free
Bad Credit OK
Same-Day Funding
🔒 No Hard Pull
🏦 300+ Lenders
🆓 Free to Apply
Last updated: · Reviewed by Money247 Editorial Team
Dental loans help you pay for any dental procedure fast. Emergency extractions, root canals, crowns, implants, braces, veneers, dentures — personal loans cover it all. You do not need good credit or dental insurance. In , apply free in 2 minutes and get funded the same day you apply.
Key Facts
$500–$15KAvailable amounts
Same DayFunding available
Same DayFunding available
500+Min credit score
Top Lenders —
⭐ #1 Top Pick — Money247
Dental Loan Network — Money247
Best Overall
★★★★★
4.9 / 5
500+Min Score
$50KMax Loan
Same DayFunding
Any dental procedure coveredBad credit acceptedNo hard pull to check rateFaster than dental payment plans300+ lenders compete
Apply Now — Check My Options
Emergency Dental Loans
Bad Credit OK
★★★★★
4.8 / 5
NoneMin Score
$15KMax Loan
24 HrsFunding
No minimum credit scoreSame-day emergency fundingAll dental procedures acceptedFast 60-second decision
Apply With Any Credit Score
Frequently Asked Questions
Can I get a dental loan with bad credit?+
Yes. Many online lenders accept borrowers with scores as low as 500 for dental financing. They look at your income and ability to repay rather than just your credit score.
Is a personal loan or dental payment plan better?+
Personal loans often have lower interest rates and more flexible terms than in-office dental payment plans. You also get the money upfront so you can pay cash and potentially negotiate a discount with your dentist.
How fast can I get a dental loan?+
Same day to 24 hours. If you have a dental emergency apply before 2 PM on a weekday for the best chance of same-day deposit to cover your treatment immediately.
Will applying affect my credit score?+
No. Checking your rate at Money247.com uses only a soft credit inquiry which does NOT affect your credit score.

Get Funded for Your Dental Work Today

Apply free in 2 minutes. Bad credit OK. No credit score impact. Same-day funding available nationwide.

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